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Financial Coaching
Unlock Your Financial Freedom
Unlock your financial potential with Desert Financial and Tax Services (DFATS)! Our certified financial coaches are here to guide you on your journey to financial freedom. Whether you’re looking to build savings, pay down debt, or simply learn how to manage your money better, our personalized and non-judgmental approach ensures you get the support and tools you need. We offer bilingual coaching in English and Spanish, making our services accessible to a diverse community. Let us help you understand your financial decisions and create healthier money habits.
Virtual Financial Coaching: In today’s digital age, all our coaching sessions can also happen virtually. You’ll meet one-on-one with your coach via Zoom or similar video conferencing platforms.
Schedule your appointment today and take the first step towards a brighter financial future!
Financial Coaching
This program focuses on building financial literacy, developing healthy money habits, and achieving personal financial goals. We offer personalized financial guidance – tailored to your unique goals and circumstances.
Financial Coaching Program for Adults
Program Overview
- Duration: 12 Sessions
- Individual Coaching Sessions
- Target Audience: Adults seeking to improve their financial health
Individual Session: Goal setting (short-term and long-term financial goals).
Goal Setting: Short-Term and Long-Term Financial Goals
Setting financial goals is essential for achieving financial stability and success. Here’s an overview of how to set and differentiate between short-term and long-term financial goals.
Individual Session: Review personal spending habits and create a customized budget. Take control of your finances with budgeting and expense tracking tools.
Individual Session: Identify savings goals and develop a savings plan.
Individual Session: Review personal credit report and identify areas for improvement.
Individual Session: Develop a personalized debt repayment plan. We’ll show various methods of debt repayment in order for you to decide which works best for you.
Individual Session: Assess risk tolerance and create a simple investment strategy. While we cannot recommend individual investment instruments, we will teach you how to build a diversified portfolio aligned with your risk tolerance.
Individual Session: Create a retirement savings plan based on your goals and timeline.
Individual Session: Evaluate current insurance coverage and identify gaps. Protect yourself and your loved ones from unexpected financial risks with insurance planning recommendations.
Individual Session: Review your personal tax situation and planning for future tax liabilities.
Individual Session: Set up a financial tracking system using chosen tools.
Individual Session: Identify potential income-generating opportunities.
Individual Session: Final review of progress, adjustment of plans, and setting future milestones.
Just One
Empowering Your Financial Journey
At DFATS, we understand that navigating personal finances can be overwhelming. That’s why we’re dedicated to providing you with the knowledge, tools, and support you need to take control of your financial future. With our team of experienced coaches and comprehensive resources, we’re committed to helping you achieve your financial goals. You don’t have to do all twelve sessions. Choose the functions of personal finance you need:
- Debt Management
- Tax Planning
- Estate Planning
- Budgeting
- Saving
- Investing
Our Pricing
Flexible Pricing Options for Your Financial Needs
Basic Plan
Essentials for Financial Stability
299
/ 3 months
- Personalized Budgeting Assistance
- Introduction to Financial Wellness
- Savings Strategies
- Email Support
Standard Plan
Comprehensive Financial Management
599
/ 6 months
- Everything in the Basic Plan
- Understanding Credit
- Debt Management Strategies
- Investment Fundmentals
- Quarterly Review
- Priority Email Support
Premium Plan
Tailored Solutions for Financial Success
1,199
/ 1 year
- Everything in the Standard Plan
- Retirement Planning
- Insurance and Risk Management
- Taxes 101
- Financial Planning Tools
- Building Wealth
- Review and Future Planning
- Priority Support
Best Seller
FAQ
Frequently Asked Questions
This is totally up to you. If you don’t apply what you’re being taught, you won’t do it. If you do apply what you learned, you will be successful.
Your financial coach is not available 24/7. He or she will provide you with times to contact them. To leave them a message, you can call the main number between 9:00 a.m. and 5:00 p.m. AZ Time.
Yes, we will schedule a free 15 minute phone meeting to assess your needs. Sessions 1-3 require payment.
It’s three months of training. If you feel like you need more, tell your coach. You can then resolve it with them.
Unfortunately, we have found that people who receive free training do not follow up and continue with the training. Therefore, we no longer offer free training. We will work with you to achieve an affordable price.
No, the only way to repair your credit is to pay off the debts you owe. If anyone tells you otherwise, they just want your money.
Yes, we will not discuss your situation with anyone other than you and your spouse if you authorize it.
To create a personal finance plan, start by setting financial goals, assessing your current financial situation, creating a budget, managing debt, saving and investing, and regularly reviewing and adjusting your plan as needed.
Personal finance planning is crucial for achieving financial stability, setting and achieving financial goals, managing debt effectively, and securing your financial future.
The key components of a personal finance plan include budgeting, saving and investing, debt management, retirement planning, tax planning, risk management and insurance, and estate planning.
You can save money effectively by setting savings goals, creating a budget to track your expenses, automating your savings, reducing discretionary spending, and looking for opportunities to increase your income.
Common investment options include stocks, bonds, mutual funds, exchange-traded funds (ETFs), real estate, retirement accounts (such as 401(k) and IRA), and other alternative investments.
